Synchrony Activate vs. Register: What's the Difference?

Many people think activating and registering are the same. They’re not.

	Activate	Register
What it does	Turns your card on so you can use it	Creates your online login
Where	synchrony.com/activate, phone, or QR code	synchrony.com or the MySynchrony app
You need	Account number, security code, last 4 of SSN	Account number, last 4 of SSN, date of birth
When	As soon as your card arrives	Any time after you get your card

Do I need both?

Activation is a must before using your card. Registration is optional, but it lets you pay bills, view statements, and track spending online.