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This is an independent help guide for learning purposes only. It is not affiliated with or run by Synchrony Bank. Always enter your card details only on the official site, synchrony.com, or call the number on the back of your card.
Got a new Synchrony credit card? You need to activate it before you can use it. This guide shows you how in a few simple steps.

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Before you start

Keep these ready:
  • Your new Synchrony card
  • Your account number (on the front of your card)
  • The 3-digit security code (on the back of your card)
  • The last 4 digits of your Social Security number

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Choose how to activate

Activate online

Go to synchrony.com/activate and enter your card details.

Activate by phone

Call the number on the back of your card.

Activate with QR code

Scan the code in your card welcome package.

Register your account

Set up online access to pay bills and see statements.

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Having trouble?

Fix activation problems

Common 2026 problems and quick fixes.

FAQ

Short answers to the most asked questions.

Account safety

Spot fake activation sites and scam texts.

Blog

Simple tips for new Synchrony cardholders.